Mortgage Loans

Dover-Phila Federal Credit Union offers loans for homes in Tuscarawas, Stark, Harrison, Holmes, Carroll, Guernsey, and Coshocton Counties and the property must be owned by the borrower.  No prepayment pentalties apply.


We retain all servicing for mortgages written at the Credit Union.



First Mortgage

  • Purchase of a new home or refinancing existing homes
  • Fixed rates
  • Terms of 5, 10, 15, 20, or 30 years
  • Minimum down payment determined by credit score


Construction Loan

  • Terms of 15, 20, or 30 years
  • One-time closing
  • Lock into your rate (45 day lock in at application)
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